Status: Active
Cash flowing semi-absentee insurance adjuster business ($8MM) - Listing #: 56229

Listing No: BBF-966-56229  
   
Category :  Insurance SIC :  6411  
Detail :  Insurance Adjusters Price :  9,000,000  
County :  Collier Down :  9,000,000  
State/Prov :  Florida Disc Earn :  1,493,647  
Country :  USA Sales :  4,861,797  
 
Reason for Sale :  Concentrate on other businesses
General Location :  SWFL
Organization Type :  'LLC'     Hours Owner Works: 15
  :  Years Established: 7  Years Owned:  7  Emp FT:  14  Emp PT:  0  Mgrs:  3
Non Compete :  Miles:  500  Years:  3  Weeks Training:  12  Cost:  0.00
Operating dys/hrs :  M-F 9-5pm
Skills/Licenses :  Insurance License
Business :  Is Relocatable: Y    Is Home Based: N    Is a Franchise: N    Is Lender P/Q: N    May Qualify For Visa: N
Data Source P/L Statement      
Year (Cash Flow) 2024 (N) (N) (N)    
Gross Revenue 4,861,797 0 0  
Cost of Goods 0 0 0  
Gross Profit 4,861,797 0 0  
Expenses 4,248,938 0 0  
Net 612,859 0 0  
Owner Salary 130,000 0 0  
Benefits 550,788 0 0  
Interest Expense 0 0 0  
Depreciation 0 0 0  
Other 200,000 0 0  
Discretionary Earnings 1,493,647 0 0  
Accounts Rec 0 Y* Real Estate 0 N*
Inventory 0 Y* ___________ 0 N*
F F & E 0 Y* Total Assets 0 N*
Leasehold 0 Y*   *Included?  
Lease/Month: Square Footage: Building Type:
Terms & Options:   Expiration Date:
Loan/Assumable - Amt:  0   Mos: 0  Rate: 0.00   Mo Pmt: 0.00  
Loan/Seller - Amt:  0   Mos: 0  Rate: 0.00   Mo Pmt: 0.00  
Loan/Other - Amt:  0   Mos: 0  Rate: 0.00   Mo Pmt: 0.00  
GREGORY T. BELL Office :   (855) 969-3534  
ASSOCIATE Agent Direct :   (913) 226-7735  
SUNBELT BUSINESS BROKERS NAPLES & FT MYERS Fax :    
2640 GOLDEN GATE PARKWAY, SUITE 204 Cell :   (913) 226-7735  
NAPLES, FLORIDA 34105 Email :   gbell@sunbeltnetwork.com  
USA Home Page :   sunbeltofflorida.com

 

Business Overview

  • Founded in 2019, headquartered in Florida.

  • Expanded operations to 14–15 states with 18 employees.

  • Services: inspections, client representation, expert witnesses, loss estimating, appraisals, and umpiring.

  • 2024 Revenue: $4.86M; Projected 2025 Revenue: $5–5.2M. 

Mission & Vision

  • Aim to be Florida’s premier insurance adjusting firm by delivering faster claims processes and personalized service.

Industry & Market

  • Insurance adjusting demand is expected to rise due to: 

    • Increasingly complex claims.

    • Extreme weather events.

    • Regulatory changes.

  • Competition: mix of independent adjusters, firms, and emerging technology.

  • Technology (including AI) will reshape efficiency and client service. 

Financial Performance

  • 2024 (through 10 months):

    • Revenue: $4.32M

    • Seller’s Discretionary Earnings (SDE): $1.67M 

Operations

  • Leadership Team:

    • CEO: 7 yrs

    • CFO: 5 yrs 

    • VP:  5 yrs 

    • Director of Business Development:  3 yrs

  • Staff: 12 adjusters + 2 admin.

  • Assets: Tech-based (no real estate owned). 

Growth Opportunities

  • Expand licensure to operate in all 50 states.

  • Adopt advanced technology (including AI) to accelerate claim handling.

  • Enter new markets while scaling operations.